Foreign national mortgage loans Texas are mortgage financing options specifically designed for non-U.S. citizens or individuals without permanent residency in a particular country. These loans enable foreign nationals to purchase property in a foreign country, such as the United States, where they may not have a social security number or established credit history. Lenders offering these loans often consider alternative factors like employment history, income, and down payment size to assess the borrower's eligibility. The terms and requirements for foreign national mortgage loans may vary between lenders and countries.