An insurance broker does the work of finding the right insurance policy for you. They are trained insurance experts, so they can analyze your needs, negotiate with insurers, and recommend coverage that best matches your budget. It’s important to note that an insurance broker does not sell insurance: they broker the agreement between you and the insurer.Brokers do not work for insurance companies: they represent you. In Quebec, your broker legally must present policy options from three different insurers upon your request. This ensures that your broker works for you, not the insurer. In fact, Intact Insurance works with a network of over 6,000 independent insurance broker offices across the country. Your insurance broker will secure the best policy possible for your specific situation, update your policy as your needs change over time, and answer questions about your policy and types of coverage that are available. They can also help you decide whether or not to file the claim, but only your insurer can confirm what payment you will receive after your claim is submitted.

Insurance companies sell products that protect you from the financial cost of loss or damage to your assets, like your car, home or business. That’s what insurers are really there to do with help you get back on your feet when times are tough.You can reach out to your insurer for a quote or to ask questions about making a claim, but you’ll get the most value from your insurer when they settle your claim. If your car is stolen, a pipe bursts in the basement, or an employee is injured on the job, your insurer will be there to support and protect you so that you can return to normal as quickly as possible.

Acting as an intermediary between clients and insurance companies, insurance brokers use their in-depth knowledge of risks and the insurance market to find and arrange suitable insurance policies. Unlike tied agents, insurance brokers are independent and offer products from more than one insurer to ensure that their clients, who may be either individuals or commercial businesses and organisations, get the best deal.
Selling various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance, or specialised policies such as marine, farm/crop and medical malpractice .

Insurance Brokers of Minnesota is one of the state’s largest and fastest-growing independent agencies. Our Insurance Agents are highly qualified, experienced professionals that have ownership in their local operations and are strongly committed to serving the communities in which they live and work.Our goal is to provide you with the insurance you want at the lowest possible price, while providing you with the best coverage and the highest level of customer service. You can count on our comprehensive risk management assessment of your insurance needs and a personalized insurance package that work best for you.

Independet insurance brokers offer a unique service not available from most other insurance companies. Independent insurance brokers can help you find the best policies for your needs and budget, whether you need life, health, or property insurance. They can also help you find the best coverage for your specific needs. Independent insurance brokers are a great resource for finding the right coverage at a price you can afford.